# Specialty Trade Contractors Program

## Qualification Requirements

Experienced trade-artisan contractors that perform one niche trade and subcontract 70% or more of their work with a track record of superior loss control and contractual risk transfer protocols in place.

For Envelope Trades (windows, doors, siding) 85% of work must be subcontracted. Risks Operating in the five NYC Boroughs Subcontractors must maintain Minimum $2M Umbrella or Excess.

Target classes include but are not limited to: carpentry, drywall, electrical, flooring, framing, painting, plastering, and plumbing. Will also consider contractors who provide janitorial services, masonry, communication equipment installation, metal works, plastering/stucco work, interior tile, stone & marble work, and siding installation. New ventures will be considered with 5+ years prior construction experience.

The program is underwritten by an AM Best A-Rated non-admitted carrier.

## Coverage Outline:

- Commercial General Liability, up to $2M/$4M/$4M
- Blanket AI
- Primary non-contributory wording
- Employee benefits
- No action over limitation or exclusion
- Per project aggregate
- Blanket waiver of subrogation
- Includes NY Labor Law Coverage
- Non-Admitted Program
- GL Deluxe Enhancement Endorsement
- EIFS Premise/Operations Coverage
- Named Insured vs Named Insured Cross Suits Exclusion

\*Availability of NY Free Trade Zone Admitted Placement in NY

## Submission Requirements:

- 5 Years Currently Valued Loss Runs
- Minimum 3 Years in business or 6 years of construction experience
- Acord Application & Supplemental Application
- Copy of Subcontractor Agreement
- Current Job List or Work in Progress outlining location, scheduled completion date, contract value, job description, and client

## Applications:

- [Sheet Metal AC Plumbing](/content/resources/STCP/Jencap-Sheet-Metal-AC-Plumbing.pdf)
- [Steel Erectors](/content/resources/STCP/Jencap-Steel-Erectors.pdf)
- [Roofers](/content/resources/STCP/Roofers-Supplemental-Application-24.pdf)
- [Janitorial Services](/content/resources/STCP/Jencap-Janitorial-Services.pdf)
- [Drywall/Wallboard Ctr Program](/content/resources/STCP/Jencap-DrywallWallboard-Ctr-Program.pdf)

### Send all new business submissions to:

[tom.murphy@jencapgroup.com](mailto:tom.murphy@jencapgroup.com)